First Party Benefits Notes
Registered But Not Insured Pennsylvania law deprives an individual from first-party benefits if that individual owns a vehicle that is registered and not insured, even if that person is injured in another vehicle that is properly insured.
What options do you have for maintaining first-party benefits at all times?
Option 1 - You must send the tag back to PennDOT immediately. This will suspend the registration and ensure that you are compliant with Title 75. To return the license plate, fill out the form and send it to Bureau of Motor Vehicles, Return Tag Unit, P.O. Box 68597, Harrisburg, PA 17106-8597. Form MV-141 will be stamped by PennDOT upon receipt and returned to you, thus evidencing receipt.
Option 2 - If, and only if, you qualify, you may apply to PennDOT for seasonal registration. Bear in mind that you must maintain insurance on the seasonal vehicle, even though the insurance will not be triggered during the off-season. Based on the seasonal registration, you should be given a discounted premium.
For further information, call our office at 610-869-4065 or 800-435-4565.
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