Commercial Casualty Exposure Checklist

General Liability

  1. Named Insured
    Sole Proprietor (past and present), Partnerships (past and present), Joint Ventures (past & present), Need for discontinued operations / completed operations coverage
  2. Lease of Premises
    Hold harmless? Additional insured? Insured contract? Endorsement
  3. Lease of Equipment
    Hold harmless? Additional insured? Insured contract? Endorsement
  4. Other contracts or leases with hold harmless or additional insureds?
  5. Other additional insureds (club or church members, vendors, etc.)?
  6. If additional insureds, should limits be increased?
  7. Contractor with multiple projects?
    Add _______ Designated Construction Project(s) General Aggregate limit.
  8. Insured with more than one location?
    Add _______ Designated Location(s) General Aggregate Limit.
  9. Is there a liquor liability exposure?
    Purchase a liquor liability policy. Coverage for a scheduled event _______
  10. Is there a pollution exposure? Pollution liability policy.
  11. Watercraft or aircraft?
    Purchase special insurance.
  12. Is product recall insurance needed?
    Limited Product Withdrawal Expense
  13. Is personal property of others in our care, custody or control?Use a special company coverage such as voluntary property damage or property insurance such as bailees-customers or Legal Liability.
  14. Does client need completed operations for an additional insured for the length of the project? _______
  15. Is the Damage to Premises Rented to You limit sufficient to cover fire and do we need coverage for other perils? _______ Legal Liability.
  16. Do we need to change the definition of property damage to include coverage of electronic data? _______
  17. Do we need worldwide coverage for Internet activities?
  18. Other special endorsements needed such as: Employee Benefits, Coverage for Leased Workers, etc.
  19. Have we identified all equipment subject to licensing for road use to be covered on the Business Auto policy?

Due to the wide range of commercial insurance available, we suggest contacting Michael Yerkes directly. Please feel free to call Michael at (610) 869-4065 ext. 5.

Call us with your questions at 610-869-4065 Outside of the 610 area? Call us toll free at 800-435-4565
Our fax number is 610-869-8565
Or email us at yerkes@yerkesinsurance.com and we'll be in touch within 24 hours.

Commercial Note

Due to the wide range of commercial insurance available, we suggest contacting Michael Yerkes directly.Please feel free to call Michael at (610) 869-4065 ext. 5.