Commercial Casualty Exposure Checklist

Business Auto

  1. Are all owned or long-term leased autos scheduled on the BAP?
  2. Has all equipment that does not meet the definition of "mobile equipment" been listed on the BAP?
  3. What Autos have which coverages under the BAP?
    Coverage:
    _______ Liability
    _______ PIP or FPB
    _______ Medical Payments
    _______ Uninsured/Underinsured Motorists
    _______ Comprehensive or Specified Perils
    _______ Collision
    _______ Towing and Other coverages
  4. Has an additional symbol, other than 1-9 been used to provide coverage? If yes, what does it stand for?
  5. Is hired car physical damage needed?
  6. Does the insured have long term leases autos?
  7. Is the insured a sole proprietor? Does he/she not have a personal auto policy?
  8. Are partners, officers or employees furnished company cars who do not have a personal auto policy?
  9. Does the insured want to provide BAP coverage for employees when they use their personally owned autos for company business?
  10. Does the insured haul property?
  11. Are any of the insured's vehicles subject to the motor carrier act of 1980?
  12. Does the insured haul pollutants?
  13. Does insured need physical damage coverage for electronic equipment?
  14. Are any endorsements need to change Who Is an Insured?
  15. Any other endorsements needed such as: Fellow Employee Coverage, Leased Workers, Garagekeepers Coverage?

Due to the wide range of commercial insurance available, we suggest contacting Michael Yerkes directly. Please feel free to call Michael at (610) 869-4065 ext. 5.

Call us with your questions at 610-869-4065 Outside of the 610 area? Call us toll free at 800-435-4565
Our fax number is 610-869-8565
Or email us at yerkes@yerkesinsurance.com and we'll be in touch within 24 hours.

Commercial Note

Due to the wide range of commercial insurance available, we suggest contacting Michael Yerkes directly.Please feel free to call Michael at (610) 869-4065 ext. 5.